Understanding Today’s Financial Environment
Welcome. I’m Ken Jones CLU, ChFC, AIF, a financial professional at an independently managed firm in Beachwood, Ohio who can help understand today's financial environment. I understand that individuals face unique challenges as they prepare for retirement. I can help take the mystery out of preparing for today and tomorrow through the resources of Cetera Advisors. Whether your goal is saving for retirement, college or your estate strategy, our personalized service focuses on your financial needs, goals and objectives.
I have over 19 years of experience in financial services. I can help you address your needs of today and for many years to come. I look forward to working with you through all stages of your life and becoming a lifetime resource. Please call me at (216) 378-7558.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Stop Wasting Money
One way to find money is to examine your current spending habits and eliminate money wasters.
The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
Thanks to the work of three economists, we have a better understanding of what determines an asset’s price.
Understanding the economy's cycles can help put current business conditions in better perspective.
There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement.
Determining the value of your estate, or for someone who has passed away, can be a complex undertaking.
An inside look at how marginal income tax brackets work.
What's your vision of retirement?
Estimate how much of your Social Security benefit may be considered taxable.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator can help you estimate how much you may need to save for retirement.
This calculator can help determine whether it makes sense to refinance your mortgage.
Enter various payment options and determine how long it may take to pay off a credit card.
Using smart management to get more of what you want and free up assets to invest.
How federal estate taxes work, plus estate management documents and tactics.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Bucket lists don’t have to be for tomorrow.
The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Savvy investors take the time to separate emotion from fact.
Doing your research is key before buying a vacation home.
Estate conservation is too important to put off. Do you have a smart exit strategy?